THE PROBLEM

CRYPTO CREDIT IS COMING

It's Big...

$ 0 B
Bitcoin ~ 2018
$ 1 B
Paypal ~ 2018
$ 1 B
Discover ~ 2018

It's a new world

Last year, more value was transacted on the Bitcoin network than on Paypal’s, or Discover’s:   $1.3 trillion.

Some of that volume was obviously professional trading. But the really interesting crypto story is happening in places like Argentina, Nigeria, and Indonesia, where participation in the traditional financial system is very low. Cryptocurrency is fast becoming the foundation of a new financial system and its already happening in developing countries around the world.

FUNDAMENTALS

Any financial system needs these fundamental components.

PRICE CREATION AND DISCOVERY

Money Creation and price discovery are clearly established.

MARKETS AND INTERMEDIARIES

Financial Instruments, markets, and intermediaries are quickly maturing.

CREDIT

The least developed is credit and that’s where Graychain is focused

graychain

CREDIT HISTORY MATTERS, EVEN IN THE
CRYPTO WORLD

2 years ago, companies offered unsecured crypto loans. They all went out of business. Why? Because they had no data. They knew nothing about the people they were lending to, so their default rate was sky high.

As a result, crypto lending is now collateralized. That market is worth $6B.

With Grayscore in the market, collateralized lending will grow with more confidence, and unsecured lending will re-emerge.

 

THE SOLUTION

We extract and analyze transactions from the biggest blockchains to create this previously nonexistent credit data.

Blockchain technology gives us cryptographically-verified financial histories.

Histories that allow lenders to make intelligent decisions. 

grayscore

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